Would you like to have 10 to 20 years of your family's living expenses paid — while you're living?
Life Options™ isn't just life insurance. It's a living benefit strategy that puts money in YOUR hands — while you're still here to enjoy it.
- We find money you're ALREADY spending to fund your policy.
- Build cash value you can access while living — tax free.
- Leave a $100K–$700K legacy for your family.
The 4 Pillars of Life Options™ Living Benefits
Cash Value Growth
Tax-advantaged wealth tied to market index — with a 0% floor, you never lose.
Tax-Free Policy Loans
Access your money monthly, quarterly, or as needed — zero taxes owed.
Critical, Chronic & Terminal Illness Protection
Access your death benefit early if diagnosed — before you pass.
Legacy Transfer
$100K–$700K passes to your family income-tax free.
Meet William T. Turner
William Turner is the esteemed CEO of Meridian Insurance & Financial Group, a leading multi-line insurance brokerage headquartered in Columbus, Ohio. With an unwavering commitment to excellence and over two decades of dedicated service.
William has steered Meridian to become a trusted partner for clients seeking comprehensive insurance solutions. Beyond his professional endeavors, William is deeply involved in the community, particularly in the Greater Linden and Central Ohio area. He has been an active participant on the boards of several key organizations dedicated to community development. William served as a member of the Greater Linden Development board, he played a pivotal role in driving initiatives aimed at fostering economic growth and revitalization in the region. William made contributions to Linden Point of Pride, that have been instrumental in promoting financial literacy and empowerment among residents.
As a dedicated father, William has a personal commitment to youth development which led him to serve on the board of the Boy Scouts of America, Simon Kenton Council in the early 2000's. Through his involvement, he has helped shape the organization's programs and initiatives, empowering countless young individuals to develop valuable financial skills and character traits.
Outside of his professional and community commitments, William treasures his role as a family man. He and his spouse have raised four accomplished children, and they now delight in the joys of grandparenthood, cherishing precious moments with their growing number of grandchildren.
Client Success Stories
"I always thought life insurance was just for when you pass away. William showed me how the Life Options plan could protect my family while giving me access to funds when I needed them most during a health scare. It's been a true lifesaver."
Sarah M.
Columbus, OH
"The living benefits strategy changed everything for my retirement planning. Knowing I have tax-free access to cash value while I'm still living gives me incredible peace of mind. William's expertise is unmatched."
James T.
Small Business Owner
"Meridian didn't just sell me a policy; they built a legacy plan for my family. When I learned I could leave a substantial legacy and still have money I could use today, I was sold. Highly recommend William and his team."
Marcus R.
Client since 2019